Why Use Mobicred?

  • Get approved for up to R35 000

  • Min 10% repayment per month

  • Quick and easy to apply

What do you Need?

  • 18+ years old with a valid South African ID

  • Earn a minimum of R5500 per month & an existing bank account

  • Have a valid cellphone number & email address

How Does Mobicred Work?

  • 1

    Click the Apply Now Button or Here to apply for a monthly revolving credit facility with Mobicred.

  • 2

    Complete the quick & fast application and submit.

  • 3

    We will let you know once you have been approved.

  • 4

    Start shopping online with CTM!

The world of online shopping has never been this easy

Click Here To Apply For Mobicred
New To Mobicred?
  • 1) Opening a Mobicred account is easy! Click here to begin an online application.
  • 2) In a few simple steps you will be ready to shop online with CTM.
Already have an account?
  • 1) Select Mobicred as your payment option when buying online with CTM.
  • 2) Log in using your Mobicred username and password.
  • 3) Confirm your order and pay with your Mobicred account.
  • 5) Your Mobicred account will be debited and we will send you a confirmation email of your CTM order.
Click Here To Apply For Mobicred

Mobicred is powered by RCS Cards, a registered Credit and authorised Financial Services Provider NCRCP 38/FSP 44481.

Mobicred is an online revolving credit facility that allows you to shop on CTM and repay the amount in monthly instalments. The displayed monthly payment amount is indicative monthly pricing for 12 months at 18.25% interest per annum including a monthly fee but excludes a once-off account Initiation Fee. Please note the interest rate is subject to change.